Refinance | FHA | HARP 2 | Fannie Mae | Freddie Mac | FHA Streamline | Loan to Value Exceptions| Veterans Loan/VA Loan | Jumbo Loan| High Balance Loan
Buy your house
Call Me 323 717 1144 or lduran@leeduranthefinanceman.com
Here are the players in the loan business
1) the Loan Originater (me)
NMLS 944254.
2) The Lender (this is usually the bank that lends the money)
3) The Servicer (this is the entity that you make your payments to)
4) The Investor (this is the entity that actually owns your loan) Fannie/Freddie/FHA/VA/Portfolio loan/Private investor/Hedgefund/Mortgage backed security.
First step in checking to see if you can get a better rate is to find out your current rate and term.
You already know that you say... well then lets get to then next step.
That would be finding the investor on your loan... you know that also???
I bet your wrong...
Bank of America you say...
Wells Fargo you say...
Chase you say...
Allied you say...
These are the lenders and most of the time they sell your loan off within days/months, heck even minutes...
But you still pay them ??? What???
The largest Owners of loans in america are Fannie Mae,Freddie Mac, FHA, and VA.
It is simple to find out who owns your loan
FANNIE MAE
http://www.knowyouroptions.com/loanlookup
FREDDY MAC
https://ww3.freddiemac.com/corporate/
VA
Awwww... commmonnnn, you know if your VA.
FHA
ahhhh... that one is tricky.
You need me now, actually I think you need me anyway but these are tools for you "do it your selfers" so we can talk like you know the business alittle.
At least that is what I do when I goto the DR., armed with my extensive google search and my firm diagnosis, I usually tell the Dr what is wrong with me and I am a bit annoyed that I have to goto him to get the perscription... "Jeezeee already.... I googled it 3 time DR., I know I am right".
My Dr. shrugs and goes to work like a true professional, and I will do the same for you.
Did I warn you that I have a sense of Humor also...
Ohh Yea... That too...
Contact me at: 323 717 1144
Facts that you might be interested in if you are going to check me out to see if I am on of those "evil finance guys".
I got my securities license in 1992 CRD# 2447141
(crd non-active)
Insurance Health/Life License #OD94317 03/26/2003
(active and in good standing)
Insurance Property/Casualty License #OD94317 04/27/2006
(active and in good standing)
Real Estate License #01505735 06/13/05
(active and in good standing)
Notary Public License #15661305 03/02/01
(active and in good standing)
NMLS License #944254 2012 and of course
(active and in good standing)
There!!! now you can tell your Wife/Husband that you checked me out and you think you will go with this Lee Duran loan guy that calls himself "Lee Duran the Finance man".
See, ... I already saved you some grief-
call me.
Contact me at: 323 717 1144
InvestClubforWomen Crazy Insane!!!
So Yesterday was my first meeting with invest club for women.www.investclubforwomen.com
I was surprised when I got invited because I assumed that this club was only open to women, but I was wrong. When I inquired about the title I was told me that the title just means that they could do whatever they wanted... I got to admit, I kinda liked that response.
These people are crazy insane
about real estate and investing! The hostess (Iris) has energy like she has just drank her first Red Bull and had her first of coffee at the same time. Iris was AMAZING at keeping the room energy alive and keeping everything on time (did I mention that she was beautiful and graceful also). Many of the Attendees/members stood up and spoke about deals/various topics and the one thing that I got from this group is that they like to make money and PARTY!!! In fact when we wrapped up at 10:pm Everyone was invited to attend the post meeting mixer at a local Pub/Grill I can only assume that the energy at that place was insane.
The topic yesterday was “7 Ways to Create Cash Flow Without Owning the Property “Presented by Todd Toback. Todd is a natural on stage and gave some very good advice. His “Lease Option Agent” idea caught my ear and held my attention. I will keep an eye out for his future talks and if you are considering investing or buying a property then I encourage you to listen to Todd and anyone that is CURRENTLY ACTIVE in real-estate in this market.
I met some awesome people and I believe that I will be attending the next event.
I am trying something new.. including some of the people’s business cards that I met the night of the event in order to help get their name out there, (even if only in a small way).
If anyone has any comments or wants me to remove their business card, please contact me and I will be glad to assist.
If anyone would like to joint venture in posting blogs on the internet please contact me, It is a great way to get your name out there.
"I did not want to know the entire loan business just wanted a loan officer I could trust, Thank you Lee"
- Amy
La Mesa, CA
"I got the Rate I wanted and it was fast."
- Isodora
Temecula, CA
"VA, FHA, Freddie Mac, Fannie Mae... whatever!!! Just get me the best rate and no fees... thanks Lee."
- Jason
Costa Mesa, CA
"I just want to know that I am in the best postion I can be. I have been dealing with Lee for years on my finances and it only seemed natural that I refinance with Lee Duran"
- John
Los Angeles, CA
"Lee will give you an honest and fair deal."
- Mr Loftus
Apple Valley, CA